It is open within Crédit Communautaire d’Afrique Bank (CCA-Bank), the positions of Portfolio Managers/Customer Managers.
Mission
Under the supervision of the Branch Manager, the position holder will be responsible for applying the commercial policy of the bank in the market segment with a view to preserving, developing and growing its business.
Profile
Hold at least a Bac+3 degree in Finance, Management, Marketing and Sales or a Business School, have a minimum experience of 02 years as a portfolio manager.
He/She must have
Technical skills
Have a good knowledge of marketing and communication techniques;
Have a good general economic and financial knowledge;
Know the local economic fabric;
Know the safety instructions for property and people;
Know the basic notions of asset management;
Know administrative and accounting procedures;
Know the banking, legal and tax regulations relating to your activity;
Master the characteristics of services, banking products and insurance for different segments;
Master current financing techniques;
Master the techniques of financial risk analysis;
Master commercial negotiation techniques;
Master sales and prospecting techniques.
Behavioral skills
Have a sense of initiative;
Know how to make decisions;
Knowing how to adapt;
Be results oriented;
Demonstrate method and rigor;
Know how to analyze and synthesize;
Know how to communicate in writing and orally;
To know how to listen ;
Knowing how to convince;
Demonstrate relational and communication skills;
Know how to plan and organize your workload;
Know how to work in a team;
Demonstrate pedagogy.
Main Responsibilities
Promote and sell bancassurance products and services to customers: individuals, businesses, SMEs and SMIs;
Advise customers in terms of investment and placement, directing them if necessary to other contacts within the bank;
Manage and develop a portfolio of customers (individuals, businesses, SMEs and SMIs);
Ensure monitoring of the client’s progress;
Check the quality of accounting and financial information;
Identify financial risks (tax fraud, money laundering, etc.);
Negotiate financial conditions and put in place guarantees;
Examine credit applications and assess the risks before transmission to the credit committee;
Prospect new customers;
Monitor regulatory, legal and tax developments specific to the banking sector;
Update commercial files and transmit reports;
Monitor the network of business providers;
Maintain relationships with individual, business, SME/SMI customers by holding regular check-ups;
Manage abnormal transactions or cash facilities (accounts receivable, authorized overdrafts, etc.);
Carry out certain back office operations (Issuance of RIB, account certification, etc.);
Position based in: our network of agencies
Deadline for submission of applications: no later than January 25, 2024 at 5:00 p.m.
CVs (PDF version) are only admissible via the address emploi@cca-bank.com with the subject: “YOUR NOM_GPF_JANUARY_2024”.
Only selected candidates will be invited for the rest of the recruitment process.
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