Job offer: Head of SME Department – CCA
The position of SME Department Manager is open within the General Management of Crédit Communautaire d’Afrique Bank SA .
Mission
Under the supervision of General Management, the position holder will be responsible for: Ensuring the management and growth of the SME segment. Evaluate the market, take steps to identify opportunities and risks in financing SMEs, and propose the most suitable offers.
Profile
- Hold a Bac +5 in (Banking, finance, Management sciences, Commercial management, Marketing and communication),
- Have a minimum of five (5) years in the field of corporate customer management, including two (2) years spent in a similar position.
He/She must have
Technical skills
- Good knowledge of the Bank’s products and the Clients’ sector of activity;
- In-depth knowledge of the local economic context;
- Good command of financial and accounting analysis tools;
- Good command of financing techniques;
- Good knowledge of risk parameters;
- Good writing skills;
- Good knowledge of the Bank’s core banking;
- Good command of office tools;
- Good command of fluent English.
Behavioral skills
- Interpersonal skills ;
- Open-mindedness;
- Communication ability;
- Ability to anticipate;
- Dynamism and proactivity;
- Leadership and ability to unite a team around common objectives;
- Results orientation;
- Ability to negotiate;
- Self control ;
- Ability to handle pressure;
- Availability.
Main Responsibilities
- Implement the commercial strategy of the bank for which he is responsible with a view to achieving objectives;
- Develop and consolidate the customer portfolio of your department in order to increase the Bank’s NBI;
- Help Account Managers ensure responsibility for managing the SME customer portfolio assigned to them;
- Coordinate competitive market intelligence activities;
- Participate in expanding the network by proposing new strategic targets
- Identify development opportunities for the SME portfolio;
- Ensure daily monitoring of performance indicators for account managers;
- Ensure the achievement of assigned objectives;
- Manage transactions and ensure coordination of operations with the Bank entities concerned;
- Analyze and validate credit files at the first level according to the Bank’s credit risk management and control policy;
- Present credit files to the Credit Committees;
- Monitor the implementation and monitoring of its portfolio commitments with the Bank entities concerned: (Use the commitment lines; renew authorizations; recover receivables; request overruns);
- Monitor the profitability and performance of the SME portfolio, and ensure its quality
- Ensure the monitoring and recovery of doubtful debts in close collaboration with the recovery sub-department;
- Make the monitoring and control reports available to the hierarchy within the allotted deadlines;
- Make periodic reporting of activity and propose avenues for improvement.
Position based in: Douala
Deadline for submitting applications: no later than February 8, 2024 at 5:00 p.m.
CVs (PDF version) can only be received via the address emploi@cca-bank.com with the subject: “NOM_RDPME_FEVRIER_2024”.
Only selected candidates will be invited for the rest of the recruitment process.
How to apply?
Click on the profiles above for more job openings and to apply
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