*CREDIT ANALYSTS /POOL MANAGER NEEDED AT BICEC BANK*

BICEC , Banque Internationale du Cameroun pour l’Épargne et le Crédit, is recruiting talented and motivated professionals to join our elite team within our corporate division. If you are passionate about the banking sector and want to contribute to our success, we would be delighted to receive your application.

Join our dynamic team in the business division!

CREDIT ANALYSTS /POOL MANAGER

Job opportunities

JOB DUTIES

Supervise the team of credit analysts in terms of skills development, determination and monitoring of objectives, as well as the review of credit files;
Support the development of the business in a healthy and sustainable manner, in accordance with the standards of the bank and the Group;
Guarantee the quality of the commitments of the Business Division by supervising the credit file processing process within the Pool;
Ensure an independent view in the processing of credit files;
Ensure compliance with standards and processes related to credit management within the Business Division.

ACTIVITIES OF THE POST

Check the compliance of credit files with Bank standards;
Monitor the commitments of the Business Division within the framework of the Bank’s credit policy;
Ensure the preparation of the credit committees of the Business Division;

Carry out the necessary checks on:

Compliance with management rules and the delegation scheme;
The existence and relevance of supporting documents for any credit file;
Entering bank conditions relating to loan granting decisions;
The effective updating of customer files.
Interact with employees of the Business Division as part of the activity of the credit analyst pool;
Monitor Pool credit files;
Maintain monthly reporting of the entity’s activity.
Ensure compliance with the requirements of the Credit Risk Policy approved for BICEC.

Required Diploma (Accounting

HOLDER PROFILE

Masters or Masters in Economic Sciences (Money, Banking, Finance) and Tax Management
Business Administration), Master of Science (Banking – Finance – Accounting), MBA, ITB Banking Diploma;
Experience: Minimum 5 years in banking, including 4 years in the commitments sector (customer service officer, credit analyst, etc.). Solid experience in the Large Enterprise and/or SME market.

Knowledge

Mastery of financial and economic analysis of companies;
Mastery of the analysis of sectors of activity / market segments of the economy.
Mastery of banking and financial regulations;
Control of credit, banking and operational risks;
Proficiency in IT tools (office automation, banking software).

Know-how and know-how

Managerial and leadership skills;
Power of proposal;
Availability ;
Capacity for analysis and synthesis;
Sensitivity to credit risks;
Sense of ethics;
Effective communication (written and oral / English and French);
Ability to present and defend a position on a file (committees, senior decision-maker, network);
Ability to manage time and meet deadlines;
Ability to research information and update knowledge;
Ability to work under pressure;
Good interpersonal skills and a sense of teamwork.
Ability to work under pressure

Deadline for receipt of applications: Wednesday 01/29/2025 at 12:30 p.m.

Channel: by email to recrutement@bicec.com with the subject line “CREDIT ANALYSTS /POOL MANAGER”. Only selected candidates will be contacted for the rest of the recruitment process.

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If we do not respond after thirty (30) days from the deadline for receipt of files, please consider that your application has not been accepted.