INTERNSHIP OFFERS

As part of the reinforcement of its sales force, PECTEN EMPLOYEES COOPERATIVE CREDIT UNION (PECCU – BOD) is recruiting trainee credit and collection agents with the possibility of being confirmed at the post after their trial period.

 

 

Number of places: 05
Place of work: Douala
Missions:
Placed under the responsibility of the General Manager, the trainee credit and collection agent’s main missions are to create, develop, manage a healthy portfolio of credits and proceed with the collection of debts doubtful and immobilized.

 

 

Main Activities:  
• Prospect customers;
• Analyze credit applications;
• Determine customer creditworthiness;
• Determine repayment capacity based on credit demand;
• Analyze all the risks inherent in a loan file;
• Write briefing notes for the credit committee;
• Follow the stages of the credit process;
• Ensure the repayment of loans from clients in its portfolio;
• Follow the evolution of customers’ activity and the use they make of their loan;
• Ensure the management of pre-litigation with defaulting customers in compliance with the rules in force;
• Verification of the level of provisions for the institution’s compromised debts as well as reversals of provisions;
• The conduct of actions specific to pre-litigation (field visits, asset evaluation, drafting of agreement protocols, etc.);
• The validation of the summary notes in each file retracing the history of relations with the debtor and indicating the amounts to be recovered and the actions taken;
• Preparation and participation in litigation/recovery committees, then drafting of related reports;
• Monthly reporting of activities in its field of activity (recovery, file entries, seizures-sales, etc.).
• Sell all the products and services offered by the institution to any potential client.

 

 

Skills required:
• Good knowledge of financial analysis
• Good knowledge of the microfinance sector and/or the banking sector
• Knowledge of sales techniques and commercial negotiation
• Good knowledge of office tools: Word and Excel
Profile required:  
Behavioral skills:
Integrity and common sense moral values;
Customer orientation and results orientation;
Capacity for analysis and synthesis;
Communication skills;
Team spirit;
Open-mindedness and dynamism.

Education:
Minimum BAC+3 in Management Sciences, Marketing, Commerce and Sales, Accounting, Banking and Finance, Law or other related disciplines;
French-English bilingualism would be an asset.
Credit experience is desirable.
HOW TO APPLY?
Apply by sending your CV and a cover letter specifying your city of residence to the address: rh.recrutement0623@gmail.com.
Deadline for receipt of applications: June 30, 2023.

As part of the reinforcement of its sales force, PECTEN EMPLOYEES COOPERATIVE CREDIT UNION (PECCU – BOD) is recruiting trainee Credit and Collection Officers with the possibility of being confirmed in the position after their probationary period.
Number of trainee: 05
Place of work: Douala

Missions:
Placed under the responsibility of the Director General, the main missions of the trainee loan and collection officer are to create, develop, manage a healthy portfolio of credits and recover doubtful and immobilized debts.

Main activities:  
• Prospect customers;
• Analyze credit applications;
• Determine the creditworthiness of customers;
• Determine repayment capacity based on credit demand;
• Analyze all the risks inherent in a loan file;
• Draft briefing notes for the credit committee;
• Follow the steps of the credit process;
• Ensure the repayment of loans from clients in its portfolio;
• Monitor the evolution of clients’ activity and the use they make of their loan;
• Ensure the management of pre-litigation with defaulting clients in compliance with the rules in force;
• Verification of the level of provision of impaired claims of the institution as well as reversals of provisions;
• The conduct of actions specific to pre-litigation (field visits, heritage evaluation, drafting of memoranda of understanding, etc.) ;
• The validation of summary notes in each file retracing the history of relations with the debtor and indicating the amounts to be recovered and the actions taken;
• Preparation and participation in litigation/recovery committees, followed by drafting of related reports;
• The monthly reporting of the activities of its field of activity (recovery, file entries, sales seizures, etc ….
• Sell all products and services offered by the institution to any potential client.

Required skills:
• Good knowledge of financial analysis;
• Good knowledge of the microfinance and/or banking sector;
• Knowledge of sales techniques and commercial negotiation;
• Good knowledge of office tools: Word and Excel.

Required profile:  
Behavioural skills:
Integrity and sense of moral values;
Client orientation and results orientation;
Analytical and synthesis skills;
Communicational skills;
Teamwork;
Open-mindedness and dynamism.

Formation:
Minimum BAC+3 in Management Sciences, Marketing, Commerce and Sales, Accounting, Banking and Finance, Law or other related disciplines;
English–French bilingualism would be an asset.
Experience in the field of credit is desirable.

HOW TO POSTULATE?
Apply by sending your CV and a cover letter specifying your city of residence to: rh.recrutement0623@gmail.com .
Deadline for receipt of applications: 30th June 2023.

 

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