Notice of recruitment of trainee credit and collection agents with the possibility of being confirmed

INTERNSHIP OFFERS

As part of the reinforcement of its sales force, PECTEN EMPLOYEES COOPERATIVE CREDIT UNION (PECCU – BOD) is recruiting trainee credit and collection agents with the possibility of being confirmed at the post after their trial period.

 

 





Number of places: 05
Place of work: Douala
Missions:
Placed under the responsibility of the General Manager, the trainee credit and collection agent’s main missions are to create, develop, manage a healthy portfolio of credits and proceed with the collection of debts doubtful and immobilized.

 

 

Main Activities:  
• Prospect customers;
• Analyze credit applications;
• Determine customer creditworthiness;
• Determine repayment capacity based on credit demand;
• Analyze all the risks inherent in a loan file;
• Write briefing notes for the credit committee;
• Follow the stages of the credit process;
• Ensure the repayment of loans from clients in its portfolio;
• Follow the evolution of customers’ activity and the use they make of their loan;
• Ensure the management of pre-litigation with defaulting customers in compliance with the rules in force;
• Verification of the level of provisions for the institution’s compromised debts as well as reversals of provisions;
• The conduct of actions specific to pre-litigation (field visits, asset evaluation, drafting of agreement protocols, etc.);
• The validation of the summary notes in each file retracing the history of relations with the debtor and indicating the amounts to be recovered and the actions taken;
• Preparation and participation in litigation/recovery committees, then drafting of related reports;
• Monthly reporting of activities in its field of activity (recovery, file entries, seizures-sales, etc.).
• Sell all the products and services offered by the institution to any potential client.

 

 

Skills required:
• Good knowledge of financial analysis
• Good knowledge of the microfinance sector and/or the banking sector
• Knowledge of sales techniques and commercial negotiation
• Good knowledge of office tools: Word and Excel
Profile required:  
Behavioral skills:
Integrity and common sense moral values;
Customer orientation and results orientation;
Capacity for analysis and synthesis;
Communication skills;
Team spirit;
Open-mindedness and dynamism.

Education:
Minimum BAC+3 in Management Sciences, Marketing, Commerce and Sales, Accounting, Banking and Finance, Law or other related disciplines;
French-English bilingualism would be an asset.
Credit experience is desirable.
HOW TO APPLY?
Apply by sending your CV and a cover letter specifying your city of residence to the address: rh.recrutement0623@gmail.com.
Deadline for receipt of applications: June 30, 2023.

As part of the reinforcement of its sales force, PECTEN EMPLOYEES COOPERATIVE CREDIT UNION (PECCU – BOD) is recruiting trainee Credit and Collection Officers with the possibility of being confirmed in the position after their probationary period.
Number of trainee: 05
Place of work: Douala

Missions:
Placed under the responsibility of the Director General, the main missions of the trainee loan and collection officer are to create, develop, manage a healthy portfolio of credits and recover doubtful and immobilized debts.

Main activities:  
• Prospect customers;
• Analyze credit applications;
• Determine the creditworthiness of customers;
• Determine repayment capacity based on credit demand;
• Analyze all the risks inherent in a loan file;
• Draft briefing notes for the credit committee;
• Follow the steps of the credit process;
• Ensure the repayment of loans from clients in its portfolio;
• Monitor the evolution of clients’ activity and the use they make of their loan;
• Ensure the management of pre-litigation with defaulting clients in compliance with the rules in force;
• Verification of the level of provision of impaired claims of the institution as well as reversals of provisions;
• The conduct of actions specific to pre-litigation (field visits, heritage evaluation, drafting of memoranda of understanding, etc.) ;
• The validation of summary notes in each file retracing the history of relations with the debtor and indicating the amounts to be recovered and the actions taken;
• Preparation and participation in litigation/recovery committees, followed by drafting of related reports;
• The monthly reporting of the activities of its field of activity (recovery, file entries, sales seizures, etc ….
• Sell all products and services offered by the institution to any potential client.

Required skills:
• Good knowledge of financial analysis;
• Good knowledge of the microfinance and/or banking sector;
• Knowledge of sales techniques and commercial negotiation;
• Good knowledge of office tools: Word and Excel.

Required profile:  
Behavioural skills:
Integrity and sense of moral values;
Client orientation and results orientation;
Analytical and synthesis skills;
Communicational skills;
Teamwork;
Open-mindedness and dynamism.

Formation:
Minimum BAC+3 in Management Sciences, Marketing, Commerce and Sales, Accounting, Banking and Finance, Law or other related disciplines;
English–French bilingualism would be an asset.
Experience in the field of credit is desirable.

HOW TO POSTULATE?
Apply by sending your CV and a cover letter specifying your city of residence to: rh.recrutement0623@gmail.com .
Deadline for receipt of applications: 30th June 2023.

 

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