MIGEC finance recruits within the framework of its activities 01 Credit and Recovery Agent

Location: Douala Reporting line
: Agency

MISSION
Build, develop and manage a quality credit portfolio by developing trusting and lasting relationships with customers.

MAIN ACTIVITIES

Credit

Ensure the promotion of the establishment’s products and services to customers
Identify, target and win over potential customers

Develop strategies that lead prospects to take an interest in credit
Appreciate the credit applicant and the activity for which the credit is requested
Analyze and assess the elements of the credit file
Presenting and arguing credit application files to the hierarchy
Carrying out checks on the use of credit and consulting support visits
Monitoring the schedule for calls and customer visits in the portfolio on a daily basis
Contributing to the implementation of communication tools management of credit activity (monitoring sheets, dashboard, aged balance)
Recovery

Inculcate the culture of reimbursement in debtors
Organize customer reminders and monitor the recovery of unpaid debts
Reassess the financial situation of each debtor and negotiate reimbursements by suitable arrangements
Contribute to the audit of outstanding debts and consider effective means of recovering them.
PROFILE

BAC+2 or 3 diploma in Marketing, Accounting, Finance, Economics, or any other equivalent diploma.
Job requirements
Mastering sales and negotiation
techniques Mastering financial analysis techniques
Knowing how to assess credit risks
Having up-to-date knowledge of Microfinance regulations
Having a culture of the field
Having good oral and written communication
Being insightful, persistent and of good character.
Professional experience: Desired

HOW TO APPLY

To apply, please send the application file containing a CV, a cover letter and a copy of the CNI by email to the email addresses rh@migec.finance or migec@migec.finance with the reference “AC” in Subject

Deadline: November 10, 2022 at 12:00 a.m.