Recruitment notice: HEAD OF MIDDLE OFFICE ENGAGEMENTS

For the purposes of its services, the International Bank of Cameroon for Savings and Credit is recruiting 01 HEAD OF MIDDLE OFFICE COMMITMENTS

Mission

Management and Steering of the Credit portfolio within the Retail Banking Department. Job
activities

Carry out the in-depth study within the DBD of credit files according to the procedures defined, by evaluating the consistency of the project and the risk elements (preventing over-indebtedness, thwarting fraud, etc.) and issuing reasoned opinions
Checking the compliance and completeness of the loan files received under review;
Request additional information or documents from the network, if necessary;
Ensure the follow-up of all credit files entering the Agencies, Region, DBD, CIC and Group delegation, until their implementation or their return to the network;
Get closer to customers, if necessary, for the negotiation of agreements and protocols;

Make the connection between the DBD and the regions on the one hand and on the other hand between the DBD and the Risks division (Counter-study, Implementation, legal aspects);
Provide training / assembly reminder shots Credits to sales teams if necessary;
Manager of Junior and/or Senior credit analysts;
Centralized monitoring of collection files;
Accompaniment of Regional Managers at the level of alert committees.

Profile

Higher education diploma (BACC + 4 minimum) or banking diploma (BP, ITB);
Minimum banking experience of 7 years, preferably in credit risk management. Knowledge
Mastery of credit policy for individuals and professionals;
Good expertise in credit analysis of individual and business files (TPE);
Knowledge of professional standards by sectors and trades;
Notions of company law, civil law, contract law, security rights and bank guarantees;
Knowledge of the COBAC/BEAC Regulations in terms of Credit Risk Management
Know-how and interpersonal skills

Ability to carry out sector studies and analyze financing needs;
Ability to search for information and update knowledge Writing, analysis and synthesis skills;
Ability to expose and defend a position on a credit file (various commitment committees, senior decision-maker, Network…);
Ability to manage time and meet deadlines;
Managerial capacity;
Rigor and organization;
Be a source of proposals in a posture of continuous improvement;
Sense of confidentiality.
Job location: Douala

TO APPLY 
Send your Curriculum Vitae only by e-mail to recruitment@bicec.com with the subject: << Recruitment HEAD OF MIDDLE OFFICE COMMITMENTS 2023 >>

Deadline: