VACANCY ANNOUNCEMENT: Job title: Credit Analyst at UBA Cameroon

Internal /External

Job title                  : Credit Analyst

Department           : Credit Management

Reporting Line       : Chief Credit Officer

Location                 : Douala

Job purpose          : 

• – To assist in analyzing all credit proposals presented to the bank.

Key Accountabilities:

• – Collate all individual loan proposals both new and renewals for assigned area
• – Conducts quality assessment of customers and assigning risk grades using the Moody’s and PM tools Secure the documents in a safe under dual control (Transport documents, accepted draft/bill of exchange….)
• – Assist in analyzing all product programs to ensure that all risks are identified, properly mitigated and that these programs are in line with the bank’s policies Endorses where applicable and delivers documents to drawer as per covering letter requirement.
• – Assist in all trainings sessions designed to enhance the credit skills and knowledge of relationship officers
• – Contribute to credit presentations/ submissions in the bank
• – Assist   in facilitating the automation of all aspects of the credit approval process as it relates to commercial and corporate lending

• – Assist in collating relevant information needed in the analysis of the trends in the target markets and counter-parties and the rating of industries, products etc. within assigned area.
• – Any other task as may be directed by the Head of Unit

Qualification required:

Minimum education level – B.Sc in a financial discipline from a reputable institution. Relevant qualifications (Credit) would be an added advantage.

Experience required:

Minimum experience: 3 years’ experience in relationship management, credit structuring or analysis

Key Competencies:

Knowledge

• – UBA’s credit culture, policies and procedures
• – Industry Knowledge
• – Excellent product knowledge

Skills/Competencies/Aptitudes

• – Strong numeric and analytical skills
• – Honesty, integrity and sound judgment
• – Ability to think and act independently
• – Decisiveness
• – Attention to details

High ability to work under pressure

Application submission

Candidates should send their resume and motivation letter to hcmrecruitcameroon@ubagroup.com, with the heading “Credit Analyst” by August 10, 2023 Before Close of Business.

Only shortlisted candidates will be contacted to proceed to the interview stage.

If you do not receive any response 01 month after this publication, kindly consider your application as non-accepted for this time.

Dintar BERKA, Regional HRBP CEMAC/Country Resources